Insurance Coverage
We have developed an extensive practice in insurance coverage matters ranging from disputes over additional insured coverage to bad faith litigation. Our attorneys provide counsel to private companies and insurers on often-overlooked coverage considerations, policy drafting, interpretation, claims analysis, claims management, allocation methodologies, litigation, alternative dispute resolution and the use of cost-saving technology. We have written hundreds of opinion letters, reservation of rights letters and disclaimers and, when called upon, have successfully defended these opinions in both the prosecution and defense of declaratory judgment actions. Our Risk Transfer Unit has not only set precedent in securing coverage for our clients, but has also recouped hundreds of thousands of dollars in defense costs incurred during the pendency of the coverage disputes.
Harrington, Ocko & Monk, LLP, has a distinguished record of speaking and publishing on cutting-edge coverage issues of concern to insurance professionals and has played a leading role in the New York State Bar Association. We regularly apprise our existing clients of significant changes in the law that can potentially impact coverage.
While our insurance coverage practice normally extends to every type of property, casualty, and commercial coverage matter, we have attained an in-depth understanding and experience in the following areas:
- Threshold coverage triggering issues in both first and third-party claims
- Represent insurance companies in first party and third party litigation
- Subrogation disputes and indemnity recovery
- Late notice issues
- Anti-subrogation issues
- Environmental liability coverage
- Professional liability coverage
- Title insurance litigation
- Business interruption claims
- Allocation and other insurance disputes
- Excess, bad faith, extra-contractual, and punitive damage claims
- No-fault claims
- Toxic tort coverage
- Product liability
- Fire and water damage coverage claims
- Cases involving fraud and misrepresentation by insureds
- Errors and omissions
- Directors and officers’ liability
- Marine, aviation, and transportation insurance